CoinYatra Earn
Choose Non-Locking at 1.65% per month with no fixed lock, or Locking for 1 to 24 months at up to 3% per month. Rewards accrue every second and are claimable every 4 days in both modes. Rates are promotional and variable, not guaranteed, and may change or end for new subscriptions at our discretion.
Non-Locking
1.65% / month
No fixed lock · variable, promotional
Locking
up to 3% / month
1, 3, 6, 12 or 24 month lock
Claim cycle
4 days
Same for both modes, even while locked
Earn questions answered
What is CoinYatra Earn?
CoinYatra Earn is a promotional rewards programme on eligible crypto balances held with CoinYatra. It is not a bank deposit, not insured and not on-chain staking. Rewards accrue per second as simple interest on the subscribed amount.
What is the difference between Non-Locking and Locking?
Non-Locking pays 1.65% per month and you can withdraw your principal at any time. Locking pays a higher rate for a lock period you choose — 1 Month 2.25%, 3 Months 2.35%, 6 Months 2.5%, 12 Months 2.75%, 24 Months 3% per month — and the principal cannot be withdrawn until the lock ends.
How often can I claim Earn rewards?
Every 4 days, in both Non-Locking and Locking. The claim cycle is separate from the lock, so rewards stay claimable every 4 days while principal is locked.
What happens when a lock period ends?
The position becomes unlocked and keeps earning at its original locked rate. It is not re-locked automatically and is not switched to Non-Locking; you can withdraw the principal at any time.
Locking periods and rates
Non-Locking
1.65% / month
1 Month
2.25% / month
3 Months
2.35% / month
6 Months
2.5% / month
12 Months
2.75% / month
24 Months
3% / month
Eligible assets
Important disclosures
Not a deposit account. Earn is not a bank deposit, savings product, or security. Balances are not insured by any deposit protection scheme and you may lose value.
Variable promotional rates. Non-Locking: 1.65% monthly. Locking: 1 Month — 2.25%, 3 Months — 2.35%, 6 Months — 2.5%, 12 Months — 2.75%, 24 Months — 3% monthly. These are promotional rates set by CoinYatra, not a guaranteed yield or an APY commitment, and can be reduced or withdrawn for new subscriptions without notice. Each position keeps the rate recorded when it was opened.
Locking. Locked principal can't be withdrawn until the selected lock period ends. Rewards remain claimable every 4 days during the lock. After the lock ends, the position keeps earning at its locked rate and can be withdrawn at any time.
Crypto Earn products offer promotional, variable rates and the opportunity to earn returns. They are not deposits and are not insured. Rates and returns may vary, and the value of your assets may increase or decrease.
Eligibility. Verified accounts with a positive balance in an Earn-eligible asset.
Availability. Not available where crypto yield products are restricted by local law.
Fees. No subscription or claim fee. No payment is ever required to unlock an earned balance.
Full terms are in the Earn programme terms.